The Major Market Crashes Since 1900

Table of content.

The global stock markets have experienced several major crashes and corrections over the past century. Each event had unique causes, economic consequences, and lasting effects on financial regulation and investor sentiment.

1929 Stock Market Crash and Great Depression

Date: October 1929.

What Happened

The U.S. stock market collapsed on "Black Monday" and "Black Tuesday," erasing billions in value and triggering a worldwide economic depression.

Impact

The Dow Jones Industrial Average (DJIA) lost nearly 90% from its peak by 1932. Unemployment in the U.S. peaked at 25%, impacting global trade, investment and banking. Stock market crashed first, then economic effects followed: bank failures (~9000 collapsed), business closures, industrial production fell 50%. Stock crash destroyed wealth, reduced consumer spending, businesses cut production and jobs.

Preceding Conditions

The 1920s saw rapid economic growth, widespread speculation, and easy credit. Stock prices increased, often detached from earnings fundamentals. Heavy use of margin (borrowed money) enabled even modest investors to buy into the market. However, by 1929, overproduction in key sectors (steel, autos, agriculture) and massive income inequality signaled underlying fragility. Warning signs included declining industrial output, rising inventories, and overconsumption.

Recovery Timeline

It took until November 1954—about 25 years—for the index to reach its pre-crash high, assuming nominal prices and without reinvested dividends. Using different calculations (including dividends or adjusting for inflation), recovery estimates can range from 16 to almost 30 years.

1973-1974 Oil Crisis Bear Market

Date: January 1973 – December 1974

Preceding Conditions

Post-WWII prosperity, rapid industrial growth, and stable oil prices defined the early '70s. By 1973, strong global demand and economic expansion masked vulnerabilities (high level debt and over-investment in some sectors). Rising U.S. inflation (until ~ 11%) also contributed to vulnerabilities. Collapse of the Bretton Woods System. Also, the Vietnam War affected.

What Happened

OPEC's oil embargo quadrupled oil prices, leading to stagflation (simultaneous inflation and stagnation). Political unrest peaked with the Watergate scandal. At first economic problems happened, then crashed stock market (as investors realized the economic impact).

Impact

The S&P 500 fell about 48%. The recovery took several years and altered beliefs about inflation and unemployment. Some sources note that the full market recovery in real terms took around 20 years.

1987 Black Monday

Date: October 19, 1987

Preceding Conditions:

A strong bull market from 1982 to August 1987 saw the Dow Jones Industrial Average (DJIA) rise over 250%. The increase was driven by a strong bull market fueled by investor optimism, declining inflation, and falling interest rates during the early part of the decade.

Leading up to the crash, however, there were several growing concerns:

What Happened

Global markets crashed, led by the largest one-day percentage drop in U.S. history, with the DJIA plunging by a record 22.6%.

Causes

The 1987 crash was not primarily caused by fundamental economic weaknesses, unlike the Great Depression of 1929. Unlike 1929, 1987 did not show deep structural problems in the real economy that affected production, employment, consumption, and long-term growth.

Instead, the crash was triggered and amplified by market structure and technical factors:

Important Clarification. Although there were economic concerns (e.g., deficits, interest rates), there was no underlying economic crisis at the time. The U.S. economy remained fundamentally strong, with stable GDP growth, moderate inflation, and low unemployment.

Impact

2000-2002 Dot-Com Bubble Burst

Date: March 2000 – October 2002

Preceding Conditions

The late 1990s saw a technology boom, fueled by low interest rates, the Internet’s rise, and enormous venture capital investment in unproven business models. The Nasdaq index increased almost tenfold from 1990 to its 2000 peak.

What Happened

Speculation in tech and internet companies led to massively overinflated valuations. When the bubble burst, the Nasdaq lost nearly 77% of its value, wiping out several companies. Stock market crashed first, then were economic effects (reduced business investment, unemployment in tech sector).

Impact

Severe market losses in tech, but less severe in the broader economy compared to later crises. Nasdaq took until mid‑2015 to reach previous highs (~15-year recovery).

2008 Financial Crisis

Date: 2007–2009 (with the peak of the crisis occurring in September 2008).

Preceding Conditions

Years of financial deregulation and low interest rates fueled a housing bubble, excessive leverage (too much debt), and proliferation (rapid increase) of risky mortgage-backed securities. By 2007, housing prices in the United States began to fall, defaults rose sharply, and the financial system began to collapse.

What Happened

The crisis was driven by:

In September 2008, Lehman Brothers filed for bankruptcy—the largest in U.S. history—triggering panic in global financial markets. Banks stopped lending to each other, credit markets froze. As extent of financial damage became clear, stock market crashed. After stock market crash was broader economic recession (credit froze, businesses couldn't get loans, unemployment rose).

Impact

2020 COVID-19 Market Crash

Date: February–April 2020

What Happened

The pandemic and related lockdowns triggered a rapid global sell-off of financial assets. Within weeks, markets entered bear territory, with fast more than 10% correction. Economic shutdown happened first (pandemic lockdowns), then stock market crashed.

Impact

In economy massive unemployment, business closures, supply chain disruptions. In stock market during 22 trading days several major indices dropped over 30%. Governments responded with unprecedented fiscal and monetary stimulus. S&P/Dow fully recovered to pre‑crash levels by August–September 2020 (~5 months).

Other significant corrections

Year Description Main Causes Index Decline Recovery Time
1937 Recession After Recovery Fed monetary tightening, sharp fiscal contraction, end of New Deal stimulus ~58% ~2 years
1962 Kennedy Slide Investor fears, weak confidence, abrupt shift in sentiment, mild recession S&P 500: 22.5%
DJIA: 5.7%
~1.5 years
1990 Early 1990s Recession Gulf War, oil price spike, collapse of savings & loans, tight monetary policy, real estate bust S&P 500: ~20% ~1 year
2011 European Debt Crisis & US Downgrade Eurozone sovereign debt panic, US credit rating downgrade, fears of recession S&P 500: ~17% ~1 year
2018 Global Slowdown Fears Fears over US-China trade war, rising rates, global economic slowdown S&P 500: ~20% ~1 year

Causes of Major Stock Market Crashes

Crash Date Primary Cause Category Specific Causes Crash First or Economic First Impact Recovery Time
1929 Crash & Great Depression Oct 1929 Fundamental Economic Weaknesses Speculation, margin debt, overproduction, income inequality, overvalued stocks Crash first, then economic collapse Dow -90%, 25% unemployment, 9,000 banks failed ~25 years (nominal)
1937 Recession 1937 Policy Mistake Fed tightening, fiscal cuts, end of New Deal stimulus Economic tightening first, then crash ~58% market drop ~2 years
1962 Kennedy Slide 1962 Investor Sentiment/Psychology Confidence loss, political uncertainty, mild recession Crash due to fears S&P -22.5%, DJIA -5.7% ~1.5 years
1973–74 Oil Crisis Jan 1973 – Dec 1974 External Shock + Policy Fragility Oil embargo, inflation (stagflation), collapse of Bretton Woods, Vietnam War costs Economic first, then crash S&P -48%, global inflation, long stagnation ~7–20 years (real terms)
1987 Black Monday Oct 19, 1987 Technical/Structural Market Factors & Investor Psychology Program trading, overvaluation, panic selling, global spillover, lack of liquidity Crash first, no real economic crisis DJIA -22.6% in one day, quick GDP rebound ~2 years
1990 Recession 1990 Geopolitical + Sectoral Weaknesses Gulf War, oil spike, real estate bust, savings & loans crisis Economic issues preceded market decline S&P ~-20% ~1 year
2008 Global Financial Crisis 2007–2009 Systemic Financial Weaknesses Subprime lending, leverage, poor regulation, bank failures Economic collapse and crash developed together DJIA -50%, global recession, 8M U.S. jobs lost ~5–6 years
2011 European Debt Crisis 2011 Sovereign Debt Fears Eurozone crisis, US credit downgrade Economic uncertainty caused crash S&P ~-17% ~1 year
2018 Global Slowdown 2018 Global Trade and Growth Concerns US-China trade tensions, rising interest rates Crash due to fears S&P ~-20% ~1 year
2020 COVID Crash Feb – Apr 2020 Exogenous Shock (Pandemic) COVID-19 lockdowns, economic halt, uncertainty Economic shutdown first, then crash ~30% drop in major indices, mass unemployment ~5–6 months

Categories of Stock Market Crash Causes

Market Crash Risk Checklist

Tick the boxes for any conditions currently present. Hover or tap the ℹ icon for details.

Fundamental Economic Weaknesses







Systemic Financial Issues







Investor Behavior & Speculative Bubbles






Structural Market or Technical Factors




External Shocks & Fragility







Policy Missteps






Innovation & Business Model Risks






You may be interested in: